Family Life Ministries 
Summary
Impacting lives with the message of hope through radio network, performing arts and Biblical counseling.
Contact information
Mailing address:
Family Life Ministries
P.O. Box 506
Bath, NY 14810-4810
Website: fln.org
Phone: (800) 927-9083
Email: info@fln.org
Organization details
EIN: 160863914
CEO/President: Dick Snavely
Chairman: Norb Fuest
Board size: 11
Founder: Dick Snavely
Year founded: 1974
Tax deductible: Yes
Fiscal year end: 06/30
Member of ECFA: Yes
Member of ECFA since: 2002
Purpose
With multiple internet music streams and over 60 radio signals across New York and Pennsylvania, Family Life has a heart to encourage listeners with quality radio programs, Christian teaching, and news from a Biblical worldview.
Mission statement
At Family Life, our mission is to strengthen families and individuals through the Gospel of Jesus Christ. We seek to spread the love and knowledge of Jesus within three main outreaches areas - radio, performing arts and Biblical counseling.
Statement of faith
We believe in the Bible (the Old and New Testaments) as verbally inspired by God and inerrant in the original writings and that they are the supreme and final authority in faith and life. We believe in one God, eternally existing in three persons: Father, Son and Holy Spirit. We believe in the deity of our Lord Jesus Christ and His virgin birth, in His sinless life, in His miracles, in His vicarious and atoning death through His shed blood, in His bodily resurrection, in His Ascension to the right hand of the Father, and in His personal return in power and glory. God, our Heavenly Father, through His Son Jesus Christ, is the sole entity of our worship. We believe that salvation is a gift received from God when we put our trust in Jesus Christ as our personal Savior. This salvation is a result of the Holy Spirit convicting the world of sin, righteousness and judgment, is absolutely essential, and is administered solely by the grace of God through our faith in Jesus Christ. We believe in the present ministry of the Holy Spirit by whose indwelling the Christian is enabled to live a Godly life. We believe in the resurrection of both the saved and the lost, they that are saved unto the resurrection of life, and they that are lost unto the resurrection of damnation. We believe in the spiritual unity of believers in Christ. We believe in the God-ordained institution of marriage between one man and one woman and that any other arrangement is not in accordance to God's Word. We believe in the sanctity of life and that all contrary practices such as abortion, euthanasia, infanticide are wrong acts toward a holy and life-giving God.
Transparency grade
A
To understand our transparency grade, click here.
Financial efficiency ratings
Sector: Educational Media
| Category | Rating | Overall rank | Sector rank |
| Overall efficiency rating | | 523 of 725 | 39 of 51 |
| Fund acquisition rating | | 304 of 726 | 22 of 52 |
| Resource allocation rating | | 359 of 726 | 28 of 52 |
| Asset utilization rating | | 715 of 725 | 50 of 51 |
Financial ratios
| Funding ratios | Sector median | 2019 | 2018 | 2017 | 2016 | 2015 |
Return on fundraising efforts Return on fundraising efforts = Fundraising expense / Total contributions | 8% | 7% | 6% | 5% | 5% | 6% |
Fundraising cost ratio Fundraising cost ratio = Fundraising expense / Total revenue | 7% | 6% | 5% | 4% | 4% | 4% |
Contributions reliance Contributions reliance = Total contributions / Total revenue | 94% | 80% | 82% | 78% | 88% | 81% |
Fundraising expense ratio Fundraising expense ratio = Fundraising expense / Total expenses | 7% | 6% | 6% | 6% | 5% | 5% |
Other revenue reliance Other revenue reliance = Total other revenue / Total revenue | 6% | 20% | 18% | 22% | 12% | 19% |
| Operating ratios | Sector median | 2019 | 2018 | 2017 | 2016 | 2015 |
Program expense ratio Program expense ratio = Program services / Total expenses | 82% | 81% | 82% | 82% | 82% | 85% |
Spending ratio Spending ratio = Total expenses / Total revenue | 102% | 96% | 85% | 70% | 83% | 86% |
Program output ratio Program output ratio = Program services / Total revenue | 82% | 78% | 69% | 58% | 68% | 73% |
Savings ratio Savings ratio = Surplus (deficit) / Total revenue | -2% | 4% | 15% | 30% | 17% | 14% |
Reserve accumulation rate Reserve accumulation rate = Surplus (deficit) / Net assets | -3% | 3% | 10% | 26% | 14% | 13% |
General and admin ratio General and admin ratio = Management and general expense / Total expenses | 12% | 13% | 12% | 12% | 13% | 10% |
| Investing ratios | Sector median | 2019 | 2018 | 2017 | 2016 | 2015 |
Total asset turnover Total asset turnover = Total expenses / Total assets | 0.98 | 0.51 | 0.47 | 0.48 | 0.48 | 0.58 |
Degree of long-term investment Degree of long-term investment = Total assets / Total current assets | 1.49 | 16.65 | 19.73 | 18.02 | 14.17 | 11.33 |
Current asset turnover Current asset turnover = Total expenses / Total current assets | 2.13 | 8.47 | 9.32 | 8.61 | 6.77 | 6.54 |
| Liquidity ratios | Sector median | 2019 | 2018 | 2017 | 2016 | 2015 |
Current ratio Current ratio = Total current assets / Total current liabilities | 5.81 | 2.95 | 3.79 | 3.96 | 3.70 | 3.05 |
Current liabilities ratio Current liabilities ratio = Total current liabilities / Total current assets | 0.15 | 0.34 | 0.26 | 0.25 | 0.27 | 0.33 |
Liquid reserve level Liquid reserve level = (Total current assets - Total current liabilities) / (Total expenses / 12) | 4.03 | 0.94 | 0.95 | 1.04 | 1.29 | 1.23 |
| Solvency ratios | Sector median | 2019 | 2018 | 2017 | 2016 | 2015 |
Liabilities ratio Liabilities ratio = Total liabilities / Total assets | 11% | 15% | 16% | 21% | 32% | 31% |
Debt ratio Debt ratio = Debt / Total assets | 0% | 13% | 15% | 19% | 30% | 28% |
Reserve coverage ratio Reserve coverage ratio = Net assets / Total expenses | 62% | 167% | 177% | 166% | 142% | 119% |
Financials
| Balance sheet | |||||
| Assets | 2019 | 2018 | 2017 | 2016 | 2015 |
| Cash | $420,072 | $343,810 | $356,153 | $442,976 | $543,993 |
| Receivables, inventories, prepaids | $291,082 | $249,318 | $259,310 | $203,199 | $136,480 |
| Short-term investments | $0 | $0 | $0 | $37,262 | $40,708 |
| Other current assets | $0 | $0 | $0 | $0 | $0 |
| Total current assets | $711,154 | $593,128 | $615,463 | $683,437 | $721,181 |
| Long-term investments | $0 | $0 | $0 | $0 | $0 |
| Fixed assets | $4,823,758 | $4,910,921 | $4,257,012 | $2,751,857 | $3,512,901 |
| Other long-term assets | $6,302,681 | $6,198,013 | $6,220,063 | $6,249,458 | $3,939,843 |
| Total long-term assets | $11,126,439 | $11,108,934 | $10,477,075 | $9,001,315 | $7,452,744 |
| Total assets | $11,837,593 | $11,702,062 | $11,092,538 | $9,684,752 | $8,173,925 |
| Liabilities | 2019 | 2018 | 2017 | 2016 | 2015 |
| Payables and accrued expenses | $86,092 | $87,444 | $93,157 | $95,254 | $89,082 |
| Other current liabilities | $155,242 | $69,033 | $62,071 | $89,602 | $147,325 |
| Total current liabilities | $241,334 | $156,477 | $155,228 | $184,856 | $236,407 |
| Debt | $1,541,895 | $1,750,497 | $2,131,402 | $2,945,948 | $2,311,127 |
| Due to (from) affiliates | $0 | $0 | $0 | $0 | $0 |
| Other long-term liabilities | $0 | $0 | $0 | $0 | $0 |
| Total long-term liabilities | $1,541,895 | $1,750,497 | $2,131,402 | $2,945,948 | $2,311,127 |
| Total liabilities | $1,783,229 | $1,906,974 | $2,286,630 | $3,130,804 | $2,547,534 |
| Net assets | 2019 | 2018 | 2017 | 2016 | 2015 |
| Unrestricted | $9,929,302 | $9,795,088 | $8,605,991 | $6,376,834 | $5,429,836 |
| Temporarily restricted | $125,062 | $0 | $199,917 | $177,114 | $196,555 |
| Permanently restricted | $0 | $0 | $0 | $0 | $0 |
| Net assets | $10,054,364 | $9,795,088 | $8,805,908 | $6,553,948 | $5,626,391 |
| Revenues and expenses | |||||
| Revenue | 2019 | 2018 | 2017 | 2016 | 2015 |
| Total contributions | $5,000,968 | $5,322,863 | $5,906,360 | $4,869,079 | $4,401,214 |
| Program service revenue | $1,200,750 | $1,159,930 | $1,176,988 | $873,638 | $920,221 |
| Membership dues | $0 | $0 | $0 | $0 | $0 |
| Investment income | $69,898 | $27,341 | $460,766 | ($194,970) | $118,029 |
| Other revenue | $9,991 | $8,684 | $9,134 | $12,563 | $16,509 |
| Total other revenue | $1,280,639 | $1,195,955 | $1,646,888 | $691,231 | $1,054,759 |
| Total revenue | $6,281,607 | $6,518,818 | $7,553,248 | $5,560,310 | $5,455,973 |
| Expenses | 2019 | 2018 | 2017 | 2016 | 2015 |
| Program services | $4,887,014 | $4,519,189 | $4,351,688 | $3,774,614 | $3,995,840 |
| Management and general | $770,493 | $678,617 | $653,575 | $617,832 | $480,763 |
| Fundraising | $364,824 | $331,832 | $296,025 | $237,483 | $242,586 |
| Total expenses | $6,022,331 | $5,529,638 | $5,301,288 | $4,629,929 | $4,719,189 |
| Change in net assets | 2019 | 2018 | 2017 | 2016 | 2015 |
| Surplus (deficit) | $259,276 | $989,180 | $2,251,960 | $930,381 | $736,784 |
| Other changes in net assets | $0 | $0 | $0 | $0 | $0 |
| Total change in net assets | $259,276 | $989,180 | $2,251,960 | $930,381 | $736,784 |
Compensation
| Name | Title | Compensation |
| Richard M Snavely Jr | CEO | $104,199 |
| Jeffrey Harmon | COO/CFO | $101,769 |
Compensation data as of: 6/30/2019
Response from ministry
No response has been provided by this ministry.
History
Founded in 1957, Family Life was born out of a man's desire to spread the Gospel of Jesus Christ to young people. By starting Area Youth for Christ (YFC), Dick Snavely taught kids and teens about Jesus through simple Christian programs and activities. As years passed, YFC expanded to include adult programs, family-marriage counseling, and soon after that, a network of FM radio stations. In 1986, the ministry changed its name from YFC to Family Life Ministries, and after moving from facility to facility, found a home just outside of Bath, NY. It's amazing how God's provision has allowed Family Life to grow from one employee and a donated office to a staff of over fifty people.