Hope International


HOPE International believes that when it comes to fighting poverty, charity isn't enough. We empower families to provide for themselves, investing in the dreams of the poor through biblically based business training, business loans as small as $100, and savings services. HOPE unites the Great Commandment and Great Commission to address both physical and spiritual poverty and help clients identify the potential and skills God has given them to break the chains of poverty.

Contact information

Mailing address:
Hope International
227 Granite Run Drive
Suite 250
Lancaster, PA 17601

Website: hopeinternational.org

Phone: 717-464-3220

Email: info@hopeinternational.org

Organization details

EIN: 232836648

CEO/President: Mr. Peter Greer

Chairman: Jeff Rutt

Board size: 13

Founder: Jeff Rutt

Year founded: 1997

Tax deductible: Yes

Fiscal year end: 12/31

Member of ECFA: Yes

Member of ECFA since: 2004


HOPE believes families in poverty have the God-given talents and skills to provide for their families. In obedience to Christ's command to love our neighbor and make disciples of all nations, HOPE International provides discipleship opportunities, training, a safe place to save, and small loans. We offer these services through two models: Savings groups and microfinance institutions.

Mission statement

To invest in the dreams of families in the world's underserved communities as we proclaim and live the Gospel.

Statement of faith

Rooted in Christ, HOPE adheres to the following statement of faith, adopted from the National Association of Evangelicals. We believe the Bible to be the inspired, the only infallible, authoritative Word of God. We believe that there is one God, eternally existent in three persons: Father, Son, and Holy Spirit. We believe in the deity of our Lord Jesus Christ, in His virgin birth, in His sinless life, in His miracles, in His vicarious and atoning death through His shed blood, in His bodily resurrection, in His ascension to the right hand of the Father, and in His personal return in power and glory. We believe that for the salvation of lost and sinful people, regeneration by the Holy Spirit is absolutely essential. We believe in the present ministry of the Holy Spirit by whose indwelling the Christian is enabled to live a godly life. We believe in the resurrection of both the saved and the lost; they that are saved unto the resurrection of life and they that are lost unto the resurrection of damnation. We believe in the spiritual unity of believers in our Lord Jesus Christ.

Transparency grade

This ministry has not been assigned a transparency grade.

To understand our transparency grade, click here.

Financial efficiency ratings

Sector: Community Development

CategoryRatingOverall rankSector rank
Overall efficiency rating428 of 58513 of 24
Fund acquisition rating481 of 58518 of 24
Resource allocation rating378 of 58512 of 24
Asset utilization rating269 of 58512 of 24

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Balance sheet
Receivables, inventories, prepaids$3,339,823$3,165,621$3,120,823$2,052,082$1,852,540
Short-term investments$10,425,261$10,295,263$8,853,227$8,967,815$3,222,813
Other current assets$0$0$0$0$0
Total current assets$14,137,820$14,253,405$13,356,398$13,343,925$10,797,045
Long-term investments$0$0$0$0$94,088
Fixed assets$809,124$896,877$647,570$576,385$520,924
Other long-term assets$769,366$539,061$1,445,554$1,278,233$1,303,395
Total long-term assets$1,578,490$1,435,938$2,093,124$1,854,618$1,918,407
Total assets$15,716,310$15,689,343$15,449,522$15,198,543$12,715,452
Payables and accrued expenses$602,497$571,987$516,613$554,356$454,879
Other current liabilities$0$0$0$0$0
Total current liabilities$602,497$571,987$516,613$554,356$454,879
Due to (from) affiliates$0$0$0$0$0
Other long-term liabilities$5,615$4,295$4,545$2,745$4,037
Total long-term liabilities$5,615$4,295$326,815$389,905$714,267
Total liabilities$608,112$576,282$843,428$944,261$1,169,146
Net assets20182017201620152014
Temporarily restricted$158,394$187,839$530,883$2,042,981$693,471
Permanently restricted$4,006,520$3,429,233$1,948,315$1,543,196$1,520,857
Net assets$15,108,198$15,113,061$14,606,094$14,254,282$11,546,306
Revenues and expenses
Total contributions$18,193,260$16,974,452$16,342,109$17,710,999$14,668,782
Program service revenue$0$0$0$0$0
Membership dues$0$0$0$0$0
Investment income$259,959$183,679$202,207$184,813$140,256
Other revenue($274,242)($114,415)($344,087)($319,707)($258,206)
Total other revenue($14,283)$69,264($141,880)($134,894)($117,950)
Total revenue$18,178,977$17,043,716$16,200,229$17,576,105$14,550,832
Program services$14,185,000$12,824,495$13,037,463$12,100,096$10,873,173
Management and general$1,605,001$1,376,110$1,105,393$1,051,105$843,338
Total expenses$18,013,791$16,207,811$15,967,258$14,932,544$13,496,635
Change in net assets20182017201620152014
Surplus (deficit)$165,186$835,905$232,971$2,643,561$1,054,197
Other changes in net assets$0$0$0$0$0
Total change in net assets$165,186$835,905$232,971$2,643,561$1,054,197

Response from ministry

No response has been provided by this ministry.


Following the fall of the Soviet Union in Ukraine in the early 1990s, Jeff Rutt, a Lancaster, Pennsylvania-based homebuilder, traveled to Ukraine numerous times with his church, transporting containers of food, clothing, and medical supplies to the city of Zaporozhye. After several of these visits, a local pastor pulled Jeff aside and told him honestly that the shipments were not helping. Instead of handouts, the pastor felt that his community needed a hand up. Though people were accessing needed supplies, they had become dependent on American charity. In addition, local businesses could not compete with the free handouts. The well-intentioned aid shipments were actually doing more harm than good by depressing local industry and initiative. Jeff returned from the trip with a strong drive to find a solution. He plunged into research and eventually discovered the concept of economic development, then a little-known poverty alleviation strategy. Peter Greer, HOPE's current president, joined HOPE in 2004, ushering in a period of strategic growth and increased public awareness. Under Peter's leadership, HOPE has grown to serve in 16 countries around the world.

Program accomplishments