Knox Area Rescue Ministries

The information in this column was provided to MinistryWatch by the ministry itself. It was last updated 3/22/2021. To update the information in this column, please email:


We achieve our mission through our ministry equation of Rescue + Relationships = Restoration. KARM uses this ministry equation because Jesus used it. He rescued us. He longs for a relationship with us. Through that rescue and ever-present, ever-growing relationship, He restores us. He spent his earthly ministry modeling for His followers the power and eternal impact of investing in others.

Every day of the year, 24 hours per day, Knox Area Rescue Ministries provides for Knoxville's vulnerable and desperate - first supplying rescue services of food and shelter; then providing healthy, supportive relationships; and, ultimately, restoration.

Contact information

Mailing address:
Knox Area Rescue Ministries
418 N Broadway
Knoxville, TN 37917


Phone: (865) 673-6540


Organization details

EIN: 620670972

CEO/President: Burt Rosen

Chairman: Dan Hurst

Board size: 17


Year founded: 1964

Tax deductible: Yes

Fiscal year end: 06/30

Member of ECFA: Yes

Member of ECFA since: 1987


KARM serves men, women and children through a variety of progressive ministry programs designed to break the cycle of homelessness.

When rescue is combined with the support and encouragement provided by healthy relationships that reflect the heart of Jesus, true restoration can occur... restoration to God, self, family and community.

Mission statement

KARM's mission is to rescue and restore the poor and needy of the Knoxville area by providing recovery services in Jesus' name. We approach this ministry without a denominational affiliation and desire to utilize the full range of gifts in the Christian community to accomplish the mission to which God has called us.

Statement of faith

Transparency grade


To understand our transparency grade, click here.

Financial efficiency ratings

Sector: Rescue Missions/Homeless Shelters

CategoryRatingOverall rankSector rank
Overall efficiency rating53 of 8179 of 150
Fund acquisition rating239 of 81741 of 150
Resource allocation rating69 of 81719 of 150
Asset utilization rating96 of 81718 of 150

Financial ratios

Funding ratiosSector median20192018201720162015
Return on fundraising efforts Return on fundraising efforts =
Fundraising expense /
Total contributions
Fundraising cost ratio Fundraising cost ratio =
Fundraising expense /
Total revenue
Contributions reliance Contributions reliance =
Total contributions /
Total revenue
Fundraising expense ratio Fundraising expense ratio =
Fundraising expense /
Total expenses
Other revenue reliance Other revenue reliance =
Total other revenue /
Total revenue
Operating ratiosSector median20192018201720162015
Program expense ratio Program expense ratio =
Program services /
Total expenses
Spending ratio Spending ratio =
Total expenses /
Total revenue
Program output ratio Program output ratio =
Program services /
Total revenue
Savings ratio Savings ratio =
Surplus (deficit) /
Total revenue
Reserve accumulation rate Reserve accumulation rate =
Surplus (deficit) /
Net assets
General and admin ratio General and admin ratio =
Management and general expense /
Total expenses
Investing ratiosSector median20192018201720162015
Total asset turnover Total asset turnover =
Total expenses /
Total assets
Degree of long-term investment Degree of long-term investment =
Total assets /
Total current assets
Current asset turnover Current asset turnover =
Total expenses /
Total current assets
Liquidity ratiosSector median20192018201720162015
Current ratio Current ratio =
Total current assets /
Total current liabilities
Current liabilities ratio Current liabilities ratio =
Total current liabilities /
Total current assets
Liquid reserve level Liquid reserve level =
(Total current assets -
Total current liabilities) /
(Total expenses / 12)
Solvency ratiosSector median20192018201720162015
Liabilities ratio Liabilities ratio =
Total liabilities /
Total assets
Debt ratio Debt ratio =
Debt /
Total assets
Reserve coverage ratio Reserve coverage ratio =
Net assets /
Total expenses


Balance sheet
Receivables, inventories, prepaids$902,224$772,388$663,964$631,685$572,077
Short-term investments$436,015$395,667$379,995$356,106$271,141
Other current assets$0$0$0$0$0
Total current assets$3,237,282$2,543,230$2,855,880$2,581,835$1,617,573
Long-term investments$0$0$0$0$0
Fixed assets$11,845,265$12,073,285$10,411,132$10,347,283$7,704,028
Other long-term assets$234,414$353,993$412,634$1,021,953$955,155
Total long-term assets$12,079,679$12,427,278$10,823,766$11,369,236$8,659,183
Total assets$15,316,961$14,970,508$13,679,646$13,951,071$10,276,756
Payables and accrued expenses$1,365,099$1,879,658$1,122,916$1,518,623$1,285,640
Other current liabilities$0$0$0$0$0
Total current liabilities$1,365,099$1,879,658$1,122,916$1,518,623$1,285,640
Due to (from) affiliates$0$0$0$0$0
Other long-term liabilities$0$0$0$0$0
Total long-term liabilities$4,553,314$4,696,700$4,658,946$5,001,983$2,807,238
Total liabilities$5,918,413$6,576,358$5,781,862$6,520,606$4,092,878
Net assets20192018201720162015
Temporarily restricted$31,388$145,288$574,410$613,180$312,645
Permanently restricted$20,074$20,074$20,074$20,074$20,074
Net assets$9,398,548$8,394,150$7,897,784$7,430,465$6,183,878
Revenues and expenses
Total contributions$20,918,481$18,465,872$16,573,635$15,736,583$13,808,096
Program service revenue$0$0$0$0$0
Membership dues$0$0$0$0$0
Investment income$8,789$0$267$84$58
Other revenue$98,975($52,725)$191,666($3,204)$118,651
Total other revenue$107,764($52,725)$191,933($3,120)$118,709
Total revenue$21,026,245$18,413,147$16,765,568$15,733,463$13,926,805
Program services$17,814,304$15,963,621$14,788,607$12,776,290$11,299,473
Management and general$856,677$566,047$365,991$404,682$389,824
Total expenses$20,021,847$17,872,071$16,352,777$14,483,766$12,960,406
Change in net assets20192018201720162015
Surplus (deficit)$1,004,398$541,076$412,791$1,249,697$966,399
Other changes in net assets$0$0$0$0$0
Total change in net assets$1,004,398$541,076$412,791$1,249,697$966,399


Burt RosenPresident/CEO$222,047

Compensation data as of: 6/30/2019

Response from ministry

No response has been provided by this ministry.

The information below was provided to MinistryWatch by the ministry itself. It was last updated 3/22/2021. To update the information below, please email:


In 1960, five local pastors began looking for ways to meet the needs of Knoxville's growing homeless population. They envisioned a ministry that would share the love of Jesus Christ by meeting the spiritual, physical and emotional needs of hurting and homeless men who found themselves lost and forgotten in a busy world.

On December 8 of that year, they opened the doors of the Knoxville Union Rescue Mission, located on Fifth Avenue in the heart of Knoxville's downtown. With a new facility and staff fully in place, the young ministry began the slow, yet steady work of rescue and transformation, extending the hands and heart of Jesus Christ to all who walked through its doors.

Responding to the changing face of homelessness and East Tennessee's growing need, the ministry changed its name to Knox Area Rescue Ministries (KARM).

Over the years, crimes of violence, theft, drugs and human trafficking among Knoxville's homeless have dramatically increased, creating a culture of hopeless despair and resulting in a cyclical lifestyle that many find impossible to escape on their own.

In the very middle of this seemingly hopeless and chaotic situation, Knox Area Rescue Ministries continues to open its doors to our area's homeless and hurting-extending overwhelming biblical hospitality and using our ministry formula of Rescue + Relationships = Restoration to help rekindle lost hope.

Since 1960, KARM has seen change of leadership, expansion of facilities, and the refinement of operational processes and procedures. But one thing has not changed-our commitment to restore lives in Jesus' name.

Program accomplishments