Bible Study Fellowship/ BSF

The information in this column was provided to MinistryWatch by the ministry itself. It was last updated 7/5/2021. To update the information in this column, please email:


For more than 60 years, Bible Study Fellowship has offered free, in-depth Bible study with trained group leaders for men, women, students and children of all denominations. We study Holy Scripture to know God and apply His Truth. Only then can we be fully alive, fully human and fully relational.

BSF believes it's important for everyone to personally explore the Word of God in community. Groups of all ages around the world meet weekly for about one and a half hours.

Contact information

Mailing address:
Bible Study Fellowship
19001 Huebner Rd
San Antonio, TX 78258-4019


Phone: (210) 492-4676


Organization details

EIN: 941514010

CEO/President: Susie Rowan

Chairman: Mr. G. Bruce Smith

Board size: 11

Founder: A. Wetherall Johnson

Ruling year: 1959

Tax deductible: Yes

Fiscal year end: 08/31

Member of ECFA: Yes

Member of ECFA since: 1981


Bible Study Fellowship ("BSF") conducts Bible study classes in the United States, with registrations located in numerous countries around the world. BSF is a lay Christian organization, not affiliated with any church or group of individuals or underwritten in any way. Classes are held in churches, which invite BSF to use their facilities for community outreach. BSF was founded in 1959.

Mission statement

Our mission is global, in-depth Bible studies producing passionate commitment to Christ, His Word and His Church. Our vision is to magnify God and mature His people as they cultivate a deeper relationship with Him.

Statement of faith

BSF uses the following to communicate its doctrine:

The Bible Study Fellowship Bylaws, Article VI, contain the following doctrinal basis:

We, the entire Leadership of Bible Study Fellowship, including the Board of Directors, commit ourselves without reservation to the statement of belief as herein set forth:

We believe that the sixty-six books of Holy Scripture as originally given are in their entirety the Word of God verbally inspired and wholly without error in all that they declare and, therefore, are the supreme and final authority of faith and life.

We believe in one Triune God--Father, Son, and Holy Spirit.

We believe in the Virgin Birth and the Deity of Jesus Christ, the eternal Son of God, who is also Son of Man, with two distinct natures in one Person forever.

We believe the vicarious substitutionary death of Jesus Christ on the cross made atonement for the sin of the world, efficient for all who repent and believe.

We believe in the bodily resurrection of our Lord Jesus Christ which ensures the resurrection of all believers who have received God's gift of eternal life.

We believe also in a resurrection of judgment in regard to unbelievers who reject the gospel.

We believe in the imminent, visible, and bodily return of Christ to this earth to set up His kingdom and to judge the world in righteousness.

We believe that man was originally created in the image of God, that he fell into sin through the first Adam, and that he is responsible for all sin committed. Sin causes him to be separated from God and lost eternally.

We believe that salvation from everlasting punishment and entrance into a state of fellowship with God are secured only by a personal belief that Christ bore our sins in His own body on the cross and by a definite receiving of Christ, through the Person of the Holy Spirit, into one's inner being. This is to receive eternal life and to be sealed unto the Day of Redemption.

We believe that the Holy Spirit thus indwells all who receive Jesus Christ as both Savior and Lord.

We believe that the Holy Spirit is responsible for the quickening from death into life and for the continuing of the work of sanctification in the believer.

We believe that the church is the body of Christ, a spiritual organism of born again believers who are called to be identified with Christ in baptism and to remember His death in the Lord's Supper.

We believe that all believers are called to be in the world but separate from it.

We believe that Christians are called to witness for Christ, to preach the gospel to all nations, and to study the Bible personally through the power of the indwelling Holy Spirit.


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Transparency grade


To understand our transparency grade, click here.

Financial efficiency ratings

Sector: Christian Growth

CategoryRatingOverall rankSector rank
Overall efficiency rating195 of 99912 of 75
Fund acquisition rating32 of 10012 of 75
Resource allocation rating179 of 100122 of 75
Asset utilization rating763 of 99952 of 75

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Balance sheet
Receivables, inventories, prepaids$3,284,598$3,781,263$2,575,056$3,229,305$1,767,102
Short-term investments$24,798,319$25,874,420$21,418,143$16,345,015$14,663,288
Other current assets$0$0$0$0$0
Total current assets$37,765,797$34,687,477$31,329,040$29,323,359$25,132,786
Long-term investments$0$0$0$0$0
Fixed assets$14,301,095$13,836,834$12,115,805$9,958,678$9,325,746
Other long-term assets$122,942$123,363$125,881$121,162$116,203
Total long-term assets$14,424,037$13,960,197$12,241,686$10,079,840$9,441,949
Total assets$52,189,834$48,647,674$43,570,726$39,403,199$34,574,735
Payables and accrued expenses$675,017$637,526$609,265$525,255$553,935
Other current liabilities$0$0$507,894$1,114,060$237,537
Total current liabilities$675,017$637,526$1,117,159$1,639,315$791,472
Due to (from) affiliates$0$0$0$0$0
Other long-term liabilities$0$0$0$0$1,247,939
Total long-term liabilities$0$0$0$0$1,247,939
Total liabilities$675,017$637,526$1,117,159$1,639,315$2,039,411
Net assets20202019201820172016
Without donor restrictions$47,860,635$43,770,701$40,027,140$34,620,135$29,069,031
With donor restrictions$3,654,182$4,239,447$2,426,427$3,143,749$3,466,293
Net assets$51,514,817$48,010,148$42,453,567$37,763,884$32,535,324
Revenues and expenses
Total contributions$28,923,897$29,140,433$26,866,910$26,152,598$28,289,517
Program service revenue$0$564,083$4,962,869$3,875,168$4,331,294
Membership dues$0$0$0$0$0
Investment income$1,248,569$316,143$1,164,362$1,046,715$621,143
Other revenue($1,183,314)$19,887$32,111$38,035$37,644
Total other revenue$65,255$900,113$6,159,342$4,959,918$4,990,081
Total revenue$28,989,152$30,040,546$33,026,252$31,112,516$33,279,598
Program services$21,721,649$20,817,291$25,080,638$23,001,501$22,087,097
Management and general$3,762,834$3,666,674$3,255,931$2,854,114$2,783,227
Total expenses$25,484,483$24,483,965$28,336,569$25,855,615$24,870,324
Change in net assets20202019201820172016
Surplus (deficit)$3,504,669$5,556,581$4,689,683$5,256,901$8,409,274
Other changes in net assets$0$0$0($28,341)($160,141)
Total change in net assets$3,504,669$5,556,581$4,689,683$5,228,560$8,249,133


Susan C RowanExecutive Director$282,762
Richard S MazurChief Financial Officer$185,672
Robert A BirkenederChief Operating Officer$148,979
Debbie YoungChief Class Officer$126,163
John EisermanPressman$118,588

Compensation data as of: 8/31/2019

Response from ministry

No response has been provided by this ministry.

The information below was provided to MinistryWatch by the ministry itself. It was last updated 7/5/2021. To update the information below, please email:


Miss Johnson's first group of five women grew until groups sprang up all across the U.S., and ultimately around the globe. By 1980, Miss Johnson had been writing BSF lessons and leading a blossoming ministry for more than 25 years. Her decision to retire led to a major move for the organization to San Antonio, Texas. Today, Bible Study Fellowship - through Men's, Women's, Student, Children's and Newborn groups, BSF Online and BSF's WordGo app - serves more than 400,000 class members on six continents in more than 120 nations.

Program accomplishments


All of the receipts are derived from voluntary contributions by persons attending the Bible Study Fellowship classes conducted by the corporation and by gifts received from interested friends.

The basic means of support is an offering plate at the door at the end of class supplemented by unsolicited gifts sent to headquarters.