Narramore Christian Foundation, Inc.

Summary

Narramore Christian Foundation ("NCF") is a Christian mental health organization dedicated to preventing and solving of human problems. NCF serves people throughout the world through literature, radio, the worldwide web, training seminars and counseling. NCF was founded by psychologist, Dr. Clyde Narramore. The Narramore Christian Foundation has a number of ministries to serve people. Psychology for Living (a daily 15-minute broadcast) deals with solutions to everyday problems. Psychology for Living and Special Insight are magazines published on alternate months. Videos on everyday problems are available for use by individuals, families, churches, schools and other groups. Crisis counseling is available for overseas missionaries. Seminars are provided for sons and daughters of missionaries. Training is given to pastors and missionaries. Significant use is made email, correspondence and Internet ministries. And literature is provided for prisoners. This organization is a nonprofit. Contributions to it are fully tax deductible to the extent allowed by law. It is a member of the Evangelical Council for Financial Accountability (ECFA).

Contact information

Mailing address:
P. O. Box 661900
Arcadia, CA 91066-1900

Website: www.ncfliving.org

Phone: (626) 821-8400

Email: ncf@ncfliving.org

Organization details

EIN: 952018760

CEO/President: Dr. Bruce Narramore

Chairman: Dr. Cherry Steinmeier

Board size: 13

Founder: Dr. Clyde & Mrs. Ruth Narramore

Year founded: 1958

Tax deductible: Yes

Fiscal year end: 06/30

Member of ECFA: Yes

Member of ECFA since: 1980

Purpose

Narramore Christian Foundation ("NCF") is a Christian mental health organization dedicated to preventing and solving of human problems. NCF serves people throughout the world through literature, radio, the worldwide web, training seminars and counseling. NCF was founded by psychologist, Dr. Clyde Narramore. The Narramore Christian Foundation has a number of ministries to serve people. Psychology for Living (a daily 15-minute broadcast) deals with solutions to everyday problems. Psychology for Living and Special Insight are magazines published on alternate months. Videos on everyday problems are available for use by individuals, families, churches, schools and other groups. Crisis counseling is available for overseas missionaries. Seminars are provided for sons and daughters of missionaries. Training is given to pastors and missionaries. Significant use is made email, correspondence and Internet ministries. And literature is provided for prisoners.

This organization is a nonprofit. Contributions to it are fully tax deductible to the extent allowed by law. It is a member of the Evangelical Council for Financial Accountability (ECFA).

Mission statement

Narramore Christian Foundation's Statement of Purpose is:

A Ministry Dedicated to Preventing and Solving Human Problems - every person is worth understanding.

Statement of faith

Narramore Christian Foundation's Statement of Faith is:

We believe that the Bible, composed of the Old and New Testaments, is the Word of God, a divine, supernatural revelation. I believe in the plenary, verbal inspiration of the original writings of the Scriptures, and that as thus given they were wholly without error of any kind (2 Tim. 3:16, 17).

We believe in one Triune God; Father, Son, and Holy Spirit (I Peter 1:2; Matthew 28:19). I believe that they are co-equal in power and glory, identical in their essential natures, attributes, and perfections and that they are co-eternal (Genesis 1:2, John 17:5). In His essential nature, God is spirit as opposed to material (John 4:24); at to His essential attributes God is absolutely holy, embracing the sum of all moral perfections (I Peter 1:16); as to His essential character, God is love (I John 4:16; John 3:16).

We believe that Jesus Christ "being the eternal Son of God, became man" (Hebrew 2:16; John 1:14; Luke 1:35), and that He continues to be the God-Man, in two distinct natures, and one person forever (John 1:14; Romans 9:5; Colossians 2:9; Hebrews 13:8). I believe that Jesus Christ was conceived by the Holy Spirit and born of the virgin Mary, thus being True God and True Man.

We believe that He died upon the cross a vicarious substitutionary death, thereby making atonement for the sin of the world (John 1:29). I believe that He is the only Redeemer (Acts 4:12), and that His atonement is sufficient for the sins of all the world (Hebrew 7:25; I John 2:2), and efficacious for all who believe (John 3:16, 26; Isaiah 45:22).

We believe that He bodily arose from the dead, that He ascended into Heaven; that there in His state of glorification He is now the interceding High Priest, Intercessor, and Advocate for all believers (Corinthians 15:20; Luke 24:26; Acts 1:3; Hebrew 7:25; 4:15, 2:17; I John 2:1).

We believe that as in His first advent He became incarnate and dwelt on earth personally, bodily, visibly in an earthly tabernacle of flesh, "the body of His humiliation," even so in His second advent He will return personally, bodily, visibly, but in the body of His glorification, to set up His kingdom and to judge the world in righteousness (Acts 1:9, 11; I Thessalonians 4:13-18; Matthew 25:31-46; Revelation 20:4-6, 11-15).

We believe that man, created in the image of God, fell into sin through the sin of the first Adam and thereby brought upon himself death both physical and spiritual; and that all human beings share this guilt and inherit this sin-nature from the first Adam. In order to secure salvation and restoration, man must be born again. Salvation is by grace through faith in Christ "Who His own self bore our sins in His own body on the tree: (I Peter 2:24). I believe that the punishment of the wicked and unbelieving, and the reward of the righteous are everlasting, and as the reward is conscious, so is the punishment (Genesis 1:26-28; Romans 3:10, John 3:16; Acts 4:12, 13:38-39; Matthew 25:46; II Corinthians 5:1; II Thessalonians 1:10).

We believe that there is a personal devil, a being of great cunning who can exert vast power only so far as God suffers him to do so, and who shall ultimately be cast into the lake of fire and brimstone (I Peter 5:8; Revelation 20:10; Ephesians 6:11).

We believe that the Holy Spirit, the third Person of the Godhead, indwells all believers in the Lord Jesus Christ (I Corinthians 6:19), baptizes them into the body of Christ, and seals them unto the day of redemption (Ephesians 1:13). The Holy Spirit convinces and "reproves the world of sin and of righteousness and of judgment" (Romans 8:9; Ephesians 1:13-14, 5:18-20; John 16:8-11).

We believe that the Church is the body of Christ, a spiritual organism composed of all born-again persons in this present age, that the primary mission of the church is to witness concerning the Head, Jesus Christ, and to preach the gospel among all nations, and that the church will be caught up to meet the Lord in the air prior to His appearing to set up His Kingdom (Ephesians 1:3-6, 22-23; I Corinthians 12:12-14; Matthew 28:19-20; I Thessalonians 4:16-18).

Transparency grade

A

To understand our transparency grade, click here.

Financial efficiency ratings

Sector: Christian Growth

CategoryRatingOverall rankSector rank
Overall efficiency rating437 of 44251 of 51
Fund acquisition rating414 of 44247 of 51
Resource allocation rating430 of 44249 of 51
Asset utilization rating350 of 44237 of 51

Financial ratios

Funding ratiosMedian % for
all ministries in
MW database		20172016201520142013
Return on fundraising efforts Return on fundraising efforts =
Fundraising expense /
Total contributions
7%33%21%24%36%36%
Fundraising cost ratio Fundraising cost ratio =
Fundraising expense /
Total revenue
6%16%14%17%21%22%
Contributions reliance Contributions reliance =
Total contributions /
Total revenue
95%47%65%74%59%60%
Fundraising expense ratio Fundraising expense ratio =
Fundraising expense /
Total expenses
6%10%10%10%9%11%
Other revenue reliance Other revenue reliance =
Total other revenue /
Total revenue
5%53%35%26%41%40%
 
Operating ratiosMedian % for
all ministries in
MW database		20172016201520142013
Program expense ratio Program expense ratio =
Program services /
Total expenses
82%66%65%69%71%66%
Spending ratio Spending ratio =
Total expenses /
Total revenue
99%163%139%184%243%201%
Program output ratio Program output ratio =
Program services /
Total revenue
81%108%91%127%173%131%
Savings ratio Savings ratio =
Surplus (deficit) /
Total revenue
1%-63%-39%-84%-143%-101%
Reserve accumulation rate Reserve accumulation rate =
Surplus (deficit) /
Net assets
2%-4%-3%-5%-7%-4%
General and admin ratio General and admin ratio =
Management and general expense /
Total expenses
10%24%25%21%20%24%
 
Investing ratiosMedian measure
for all ministries
in MW database		20172016201520142013
Total asset turnover Total asset turnover =
Total expenses /
Total assets
1.270.090.080.090.100.07
Degree of long-term investment Degree of long-term investment =
Total assets /
Total current assets
1.531.531.522.884.283.84
Current asset turnover Current asset turnover =
Total expenses /
Total current assets
2.450.140.130.260.440.25
 
Liquidity ratiosMedian measure
for all ministries
in MW database		20172016201520142013
Current ratio Current ratio =
Total current assets /
Total current liabilities
7.97105.8776.8130.1127.3350.26
Current liabilities ratio Current liabilities ratio =
Total current liabilities /
Total current assets
0.110.010.010.030.040.02
Liquid reserve level Liquid reserve level =
(Total current assets -
Total current liabilities) /
(Total expenses / 12)
4.0984.8892.1144.5826.0546.18
 
Solvency ratiosMedian % for
all ministries in
MW database		20172016201520142013
Liabilities ratio Liabilities ratio =
Total liabilities /
Total assets
10%11%14%14%14%12%
Debt ratio Debt ratio =
Debt /
Total assets
0%8%11%10%10%10%
Reserve coverage ratio Reserve coverage ratio =
Net assets /
Total expenses
63%974%1016%954%827%1322%

Financials

Balance sheet
 
Assets20172016201520142013
Cash$150,024$215,917$191,903$84,985$190,826
Receivables, inventories, prepaids$99,282$73,303$181,024$99,984$122,814
Short-term investments$7,884,790$8,254,099$4,369,129$3,175,965$3,422,544
Other current assets$0$0$0$0$0
Total current assets$8,134,096$8,543,319$4,742,056$3,360,934$3,736,184
Long-term investments$317,818$407,816$4,714,310$6,664,758$6,124,486
Fixed assets$3,955,277$3,926,518$4,100,609$4,230,743$4,356,927
Other long-term assets$59,143$78,249$96,981$129,776$147,609
Total long-term assets$4,332,238$4,412,583$8,911,900$11,025,277$10,629,022
Total assets$12,466,334$12,955,902$13,653,956$14,386,211$14,365,206
 
Liabilities20172016201520142013
Payables and accrued expenses$29,294$78,364$130,631$122,959$74,330
Other current liabilities$47,537$32,859$26,869$0$0
Total current liabilities$76,831$111,223$157,500$122,959$74,330
Debt$1,008,581$1,370,900$1,405,417$1,396,519$1,453,651
Due to (from) affiliates$0$0$0$0$0
Other long-term liabilities$287,814$308,253$314,418$527,180$260,829
Total long-term liabilities$1,296,395$1,679,153$1,719,835$1,923,699$1,714,480
Total liabilities$1,373,226$1,790,376$1,877,335$2,046,658$1,788,810
 
Net assets20172016201520142013
Unrestricted$10,254,225$10,326,166$10,969,930$11,581,634$11,776,209
Temporarily restricted$570,157$574,064$565,268$516,496$559,279
Permanently restricted$268,726$265,296$241,423$241,423$240,898
Net assets$11,093,108$11,165,526$11,776,621$12,339,553$12,576,396
 
Revenues and expenses
 
Revenue20172016201520142013
Total contributions$329,079$511,175$498,044$360,350$285,418
Program service revenue$0$0$0$0$0
Membership dues$0$0$0$0$0
Investment income$102,168$128,876$64,728$67,794$49,198
Other revenue$266,811$149,350$109,332$185,273$139,599
Total other revenue$368,979$278,226$174,060$253,067$188,797
Total revenue$698,058$789,401$672,104$613,417$474,215
 
Expenses20172016201520142013
Program services$756,848$715,927$852,337$1,060,248$623,347
Management and general$273,667$273,528$264,544$300,648$224,405
Fundraising$108,554$109,127$117,294$130,770$103,862
Total expenses$1,139,069$1,098,582$1,234,175$1,491,666$951,614
 
Change in net assets20172016201520142013
Surplus (deficit)($441,011)($309,181)($562,071)($878,249)($477,399)
Other changes in net assets$0$0$0$0$0
Total change in net assets($441,011)($309,181)($562,071)($878,249)($477,399)

Response from ministry

No response has been provided by this ministry.

History

Narramore Christian Foundation was founded by Dr. Clyde Narramore and his wife Ruth in the early 1950s. Since that time, thousands of ministers, missionaries, missionary children, business and professional people, educators, lay leaders and individuals have received personal help and training at NCF seminars.

Program accomplishments

NCF's accomplishments and programs include some of the following:

Radio Ministry:
Psychology for Living is a daily 15-minute broadcast dealing with solutions to everyday problems and is heard regularly on stations throughout the U.S.A. as well as in several foreign countries.

Literature:
The magazine, Psychology for Living, and a compact publication, Special Insight, are published on alternate months. They focus on effective living. Approximately 100 booklets on a variety of psychological topics are published by NCF and mailed to people around the world.

Videos:
Videos on everyday problems bringing insight are available for use by individuals, families, churches, schools and other groups.

Correspondence: Many people write the Foundation about their problems and concerns. Appropriate booklets and printed materials are sent free of charge, usually with a personal letter. Crisis Counseling for Overseas Missionaries: The Foundation often sends a Christian psychologist overseas to conduct seminars and provide intensive short-term counseling for missionaries who have recently undergone a severe crisis or trauma. Seminars for Sons and Daughters of Missionaries: For nearly 20 years NCF has provided a 12-day seminar for MKs coming to the U.S. for college. Personality and vocational tests, plus counseling are given. Orientation to the U.S. is stressed. Training of Pastors and Missionaries: NCF in partnership with the Rosemead School of Psychology, Biola University, offers in-depth training for ministers, missionaries and Christian leaders to better equip them to handle the many and varied problems that people face in today's world. Email and Internet Ministries: Realizing the potential of electronic communications NCF is now on line to be able to serve and minister to pastors, missionaries, Christian workers, and individuals at home and around the world. Literature for Prisoners: Numerous prisons are provided with free booklets and videos to serve the prison population.

Needs

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