Narramore Christian Foundation, Inc.

Summary

Narramore Christian Foundation ("NCF") is a Christian mental health organization dedicated to preventing and solving of human problems. NCF serves people throughout the world through literature, radio, the worldwide web, training seminars and counseling. NCF was founded by psychologist, Dr. Clyde Narramore. The Narramore Christian Foundation has a number of ministries to serve people. Psychology for Living (a daily 15-minute broadcast) deals with solutions to everyday problems. Psychology for Living and Special Insight are magazines published on alternate months. Videos on everyday problems are available for use by individuals, families, churches, schools and other groups. Crisis counseling is available for overseas missionaries. Seminars are provided for sons and daughters of missionaries. Training is given to pastors and missionaries. Significant use is made email, correspondence and Internet ministries. And literature is provided for prisoners. This organization is a nonprofit. Contributions to it are fully tax deductible to the extent allowed by law. It is a member of the Evangelical Council for Financial Accountability (ECFA).


Contact information

Mailing address:
P. O. Box 661900
Arcadia, CA 91066-1900

Website: www.ncfliving.org

Phone: (626) 821-8400

Email: ncf@ncfliving.org


Organization details

EIN: 952018760

CEO/President: Dr. Bruce Narramore

Chairman: Dr. Cherry Steinmeier

Board size: 13

Founder: Dr. Clyde & Mrs. Ruth Narramore

Year founded: 1958

Tax deductible: Yes

Fiscal year end: 06/30

Member of ECFA: Yes

Member of ECFA since: 1980


Purpose

Narramore Christian Foundation ("NCF") is a Christian mental health organization dedicated to preventing and solving of human problems. NCF serves people throughout the world through literature, radio, the worldwide web, training seminars and counseling. NCF was founded by psychologist, Dr. Clyde Narramore. The Narramore Christian Foundation has a number of ministries to serve people. Psychology for Living (a daily 15-minute broadcast) deals with solutions to everyday problems. Psychology for Living and Special Insight are magazines published on alternate months. Videos on everyday problems are available for use by individuals, families, churches, schools and other groups. Crisis counseling is available for overseas missionaries. Seminars are provided for sons and daughters of missionaries. Training is given to pastors and missionaries. Significant use is made email, correspondence and Internet ministries. And literature is provided for prisoners.

This organization is a nonprofit. Contributions to it are fully tax deductible to the extent allowed by law. It is a member of the Evangelical Council for Financial Accountability (ECFA).


Mission statement

Narramore Christian Foundation's Statement of Purpose is:

A Ministry Dedicated to Preventing and Solving Human Problems - every person is worth understanding.


Statement of faith

Narramore Christian Foundation's Statement of Faith is:

We believe that the Bible, composed of the Old and New Testaments, is the Word of God, a divine, supernatural revelation. I believe in the plenary, verbal inspiration of the original writings of the Scriptures, and that as thus given they were wholly without error of any kind (2 Tim. 3:16, 17).

We believe in one Triune God; Father, Son, and Holy Spirit (I Peter 1:2; Matthew 28:19). I believe that they are co-equal in power and glory, identical in their essential natures, attributes, and perfections and that they are co-eternal (Genesis 1:2, John 17:5). In His essential nature, God is spirit as opposed to material (John 4:24); at to His essential attributes God is absolutely holy, embracing the sum of all moral perfections (I Peter 1:16); as to His essential character, God is love (I John 4:16; John 3:16).

We believe that Jesus Christ "being the eternal Son of God, became man" (Hebrew 2:16; John 1:14; Luke 1:35), and that He continues to be the God-Man, in two distinct natures, and one person forever (John 1:14; Romans 9:5; Colossians 2:9; Hebrews 13:8). I believe that Jesus Christ was conceived by the Holy Spirit and born of the virgin Mary, thus being True God and True Man.

We believe that He died upon the cross a vicarious substitutionary death, thereby making atonement for the sin of the world (John 1:29). I believe that He is the only Redeemer (Acts 4:12), and that His atonement is sufficient for the sins of all the world (Hebrew 7:25; I John 2:2), and efficacious for all who believe (John 3:16, 26; Isaiah 45:22).

We believe that He bodily arose from the dead, that He ascended into Heaven; that there in His state of glorification He is now the interceding High Priest, Intercessor, and Advocate for all believers (Corinthians 15:20; Luke 24:26; Acts 1:3; Hebrew 7:25; 4:15, 2:17; I John 2:1).

We believe that as in His first advent He became incarnate and dwelt on earth personally, bodily, visibly in an earthly tabernacle of flesh, "the body of His humiliation," even so in His second advent He will return personally, bodily, visibly, but in the body of His glorification, to set up His kingdom and to judge the world in righteousness (Acts 1:9, 11; I Thessalonians 4:13-18; Matthew 25:31-46; Revelation 20:4-6, 11-15).

We believe that man, created in the image of God, fell into sin through the sin of the first Adam and thereby brought upon himself death both physical and spiritual; and that all human beings share this guilt and inherit this sin-nature from the first Adam. In order to secure salvation and restoration, man must be born again. Salvation is by grace through faith in Christ "Who His own self bore our sins in His own body on the tree: (I Peter 2:24). I believe that the punishment of the wicked and unbelieving, and the reward of the righteous are everlasting, and as the reward is conscious, so is the punishment (Genesis 1:26-28; Romans 3:10, John 3:16; Acts 4:12, 13:38-39; Matthew 25:46; II Corinthians 5:1; II Thessalonians 1:10).

We believe that there is a personal devil, a being of great cunning who can exert vast power only so far as God suffers him to do so, and who shall ultimately be cast into the lake of fire and brimstone (I Peter 5:8; Revelation 20:10; Ephesians 6:11).

We believe that the Holy Spirit, the third Person of the Godhead, indwells all believers in the Lord Jesus Christ (I Corinthians 6:19), baptizes them into the body of Christ, and seals them unto the day of redemption (Ephesians 1:13). The Holy Spirit convinces and "reproves the world of sin and of righteousness and of judgment" (Romans 8:9; Ephesians 1:13-14, 5:18-20; John 16:8-11).

We believe that the Church is the body of Christ, a spiritual organism composed of all born-again persons in this present age, that the primary mission of the church is to witness concerning the Head, Jesus Christ, and to preach the gospel among all nations, and that the church will be caught up to meet the Lord in the air prior to His appearing to set up His Kingdom (Ephesians 1:3-6, 22-23; I Corinthians 12:12-14; Matthew 28:19-20; I Thessalonians 4:16-18).

Transparency grade

A

To understand our transparency grade, click here.


Financial efficiency ratings

Sector: Christian Growth

CategoryRatingOverall rankSector rank
Overall efficiency rating468 of 59340 of 56
Fund acquisition rating341 of 59332 of 56
Resource allocation rating437 of 59337 of 56
Asset utilization rating415 of 59342 of 56

Financial ratios

Funding ratiosMedian % for
all ministries in
MW database
20182017201620152014
Return on fundraising efforts Return on fundraising efforts =
Fundraising expense /
Total contributions
8%34%33%21%24%36%
Fundraising cost ratio Fundraising cost ratio =
Fundraising expense /
Total revenue
6%2%16%14%17%21%
Contributions reliance Contributions reliance =
Total contributions /
Total revenue
93%7%47%65%74%59%
Fundraising expense ratio Fundraising expense ratio =
Fundraising expense /
Total expenses
6%7%10%10%10%9%
Other revenue reliance Other revenue reliance =
Total other revenue /
Total revenue
7%93%53%35%26%41%
 
Operating ratiosMedian % for
all ministries in
MW database
20182017201620152014
Program expense ratio Program expense ratio =
Program services /
Total expenses
82%68%66%65%69%71%
Spending ratio Spending ratio =
Total expenses /
Total revenue
98%35%163%139%184%243%
Program output ratio Program output ratio =
Program services /
Total revenue
80%24%108%91%127%173%
Savings ratio Savings ratio =
Surplus (deficit) /
Total revenue
2%65%-63%-39%-84%-143%
Reserve accumulation rate Reserve accumulation rate =
Surplus (deficit) /
Net assets
3%20%-4%-3%-5%-7%
General and admin ratio General and admin ratio =
Management and general expense /
Total expenses
11%26%24%25%21%20%
 
Investing ratiosMedian measure
for all ministries
in MW database
20182017201620152014
Total asset turnover Total asset turnover =
Total expenses /
Total assets
1.040.110.090.080.090.10
Degree of long-term investment Degree of long-term investment =
Total assets /
Total current assets
1.731.271.531.522.884.28
Current asset turnover Current asset turnover =
Total expenses /
Total current assets
2.180.140.140.130.260.44
 
Liquidity ratiosMedian measure
for all ministries
in MW database
20182017201620152014
Current ratio Current ratio =
Total current assets /
Total current liabilities
8.8445.65105.8776.8130.1127.33
Current liabilities ratio Current liabilities ratio =
Total current liabilities /
Total current assets
0.110.020.010.010.030.04
Liquid reserve level Liquid reserve level =
(Total current assets -
Total current liabilities) /
(Total expenses / 12)
4.7286.5884.8892.1144.5826.05
 
Solvency ratiosMedian % for
all ministries in
MW database
20182017201620152014
Liabilities ratio Liabilities ratio =
Total liabilities /
Total assets
11%3%11%14%14%14%
Debt ratio Debt ratio =
Debt /
Total assets
0%0%8%11%10%10%
Reserve coverage ratio Reserve coverage ratio =
Net assets /
Total expenses
77%902%974%1016%954%827%

Financials

Balance sheet
 
Assets20182017201620152014
Cash$48,061$150,024$215,917$191,903$84,985
Receivables, inventories, prepaids$107,592$99,282$73,303$181,024$99,984
Short-term investments$11,363,347$7,884,790$8,254,099$4,369,129$3,175,965
Other current assets$0$0$0$0$0
Total current assets$11,519,000$8,134,096$8,543,319$4,742,056$3,360,934
Long-term investments$239,112$317,818$407,816$4,714,310$6,664,758
Fixed assets$2,689,577$3,955,277$3,926,518$4,100,609$4,230,743
Other long-term assets$142,316$59,143$78,249$96,981$129,776
Total long-term assets$3,071,005$4,332,238$4,412,583$8,911,900$11,025,277
Total assets$14,590,005$12,466,334$12,955,902$13,653,956$14,386,211
 
Liabilities20182017201620152014
Payables and accrued expenses$193,726$29,294$78,364$130,631$122,959
Other current liabilities$58,617$47,537$32,859$26,869$0
Total current liabilities$252,343$76,831$111,223$157,500$122,959
Debt$4,043$1,008,581$1,370,900$1,405,417$1,396,519
Due to (from) affiliates$0$0$0$0$0
Other long-term liabilities$251,512$287,814$308,253$314,418$527,180
Total long-term liabilities$255,555$1,296,395$1,679,153$1,719,835$1,923,699
Total liabilities$507,898$1,373,226$1,790,376$1,877,335$2,046,658
 
Net assets20182017201620152014
Unrestricted$13,287,466$10,254,225$10,326,166$10,969,930$11,581,634
Temporarily restricted$522,610$570,157$574,064$565,268$516,496
Permanently restricted$272,031$268,726$265,296$241,423$241,423
Net assets$14,082,107$11,093,108$11,165,526$11,776,621$12,339,553
 
Revenues and expenses
 
Revenue20182017201620152014
Total contributions$303,563$329,079$511,175$498,044$360,350
Program service revenue$0$0$0$0$0
Membership dues$0$0$0$0$0
Investment income$3,776,610$102,168$128,876$64,728$67,794
Other revenue$334,275$266,811$149,350$109,332$185,273
Total other revenue$4,110,885$368,979$278,226$174,060$253,067
Total revenue$4,414,448$698,058$789,401$672,104$613,417
 
Expenses20182017201620152014
Program services$1,059,096$756,848$715,927$852,337$1,060,248
Management and general$398,570$273,667$273,528$264,544$300,648
Fundraising$103,890$108,554$109,127$117,294$130,770
Total expenses$1,561,556$1,139,069$1,098,582$1,234,175$1,491,666
 
Change in net assets20182017201620152014
Surplus (deficit)$2,852,892($441,011)($309,181)($562,071)($878,249)
Other changes in net assets$0$0$0$0$0
Total change in net assets$2,852,892($441,011)($309,181)($562,071)($878,249)

Response from ministry

No response has been provided by this ministry.


History

Narramore Christian Foundation was founded by Dr. Clyde Narramore and his wife Ruth in the early 1950s. Since that time, thousands of ministers, missionaries, missionary children, business and professional people, educators, lay leaders and individuals have received personal help and training at NCF seminars.


Program accomplishments

NCF's accomplishments and programs include some of the following:

Radio Ministry:
Psychology for Living is a daily 15-minute broadcast dealing with solutions to everyday problems and is heard regularly on stations throughout the U.S.A. as well as in several foreign countries.

Literature:
The magazine, Psychology for Living, and a compact publication, Special Insight, are published on alternate months. They focus on effective living. Approximately 100 booklets on a variety of psychological topics are published by NCF and mailed to people around the world.

Videos:
Videos on everyday problems bringing insight are available for use by individuals, families, churches, schools and other groups.

Correspondence: Many people write the Foundation about their problems and concerns. Appropriate booklets and printed materials are sent free of charge, usually with a personal letter. Crisis Counseling for Overseas Missionaries: The Foundation often sends a Christian psychologist overseas to conduct seminars and provide intensive short-term counseling for missionaries who have recently undergone a severe crisis or trauma. Seminars for Sons and Daughters of Missionaries: For nearly 20 years NCF has provided a 12-day seminar for MKs coming to the U.S. for college. Personality and vocational tests, plus counseling are given. Orientation to the U.S. is stressed. Training of Pastors and Missionaries: NCF in partnership with the Rosemead School of Psychology, Biola University, offers in-depth training for ministers, missionaries and Christian leaders to better equip them to handle the many and varied problems that people face in today's world. Email and Internet Ministries: Realizing the potential of electronic communications NCF is now on line to be able to serve and minister to pastors, missionaries, Christian workers, and individuals at home and around the world. Literature for Prisoners: Numerous prisons are provided with free booklets and videos to serve the prison population.


Needs