Insight for Living/ Chuck Swindoll


Insight for Living is the Bible-teaching radio ministry of author and pastor Charles R. Swindoll. The Insight for Living broadcast can be heard worldwide in 8 languages through over 2,100 radio outlets and via the Internet. Insight for Living is committed to excellence in communicating biblical truth and its application.

This organization is a nonprofit. Contributions to it are fully tax deductible to the extent allowed by law. It is a member of the Evangelical Council for Financial Accountability (ECFA)

Contact information

Mailing address:
P.O. Box 5000
7160 Dallas Parkway, ste 100 75024
Frisco, TX 75034


Phone: (800) 772-8888


Organization details

EIN: 953392299

CEO/President: Mrs. Cynthia Swindoll

Chairman: Dr. Charles Swindoll

Board size: 13

Founder: Dr. & Mrs. Chuck Swindoll

Year founded: 1979

Tax deductible: Yes

Fiscal year end: 06/30

Member of ECFA: Yes

Member of ECFA since: 1981


Insight for Living ("IFL") is the Bible-teaching radio ministry of Chuck Swindoll. A 30-minute daily radio broadcast now airs worldwide via the internet and more than 2100 radio outlets daily. Distributed both domestically and internationally, this program, along with a biblically based counseling service, Bible study guides, books, website, tapes and other materials, support their purpose of communicating biblical truth and it application. IFL's global headquarters are located in Plano, Texas with additional offices in Canada and Australia. Chuck and Cynthia Swindoll founded IFL in 1979 and remain committed to its mission.
This organization is a nonprofit. Contributions to it are fully tax deductible to the extent allowed by law. It is a member of the Evangelical Council for Financial Accountability (ECFA).

Mission statement

Insight for Living's Mission is:

Committed to excellence in communicating the truths of Scripture and the Person of Jesus Christ in an accurate, clear, and practical manner so that people will come to an understanding of God's plan for their lives, as well as their significant role as authentic Christians in a needy, hostile, and desperate world.

Statement of faith

Insight for Living uses the following to communicate its essential beliefs:

1. We are confident that the Bible is the inspired, inerrant Word of God.

2. We acknowledge the Creator-God as our heavenly Father, infinitely perfect, and intimately acquainted with all our ways.

3. We claim Jesus Christ as Lord -- the very God who came in human flesh -- the object of our worship and the subject of our praise.

4. We recognize the Holy Spirit as the third member of the Godhead, incessantly at work convicting, convincing, and comforting.

5. We believe that Adam's fall into sin left humanity without the hope of heaven apart from a new birth, made possible by the Savior's death and bodily resurrection.

6. We believe the offer of salvation is God's love-gift to all. Those who accept it by faith, apart from works, become new creatures in Christ.

7. We believe that anyone who trusts in Christ by faith, is a new creation in Him -- clothed in His righteousness and fully loved and accepted by God.

8. We believe that God expects our lives to reflect that we belong to Him and that we are pursuing a holy life.

9. We believe that Satan, under the sovereign permission of God, tries to destroy the faith of believers and that drawing near to God is the only way to resist him.

10. We believe that as new creations in Christ we will continue to wrestle with our sin nature. We will, however, continue to grow in grace and become more like Jesus. Ultimate perfection and freedom from sin, however, will only come when we finally stand in the presence of the Lord. 11. We believe that, as believers in Jesus Christ, we are members of His universal church and that the local church is the place God has designed for His people to worship Him, observe the ordinances of baptism and the Lord's Table, and love other Christians.

12. We believe that, having embraced Jesus Christ by faith, we are to make Him known to non-Christians in our sphere of influence.

13. We anticipate our Lord's promised return in power and glory.

14. We are convinced that all who have died will be brought back from beyond-believers to everlasting communion with God and unbelievers to everlasting separation from God.

Transparency grade


To understand our transparency grade, click here.

Financial efficiency ratings

Sector: Educational Media

CategoryRatingOverall rankSector rank
Overall efficiency rating337 of 58628 of 52
Fund acquisition rating238 of 58622 of 52
Resource allocation rating248 of 58622 of 52
Asset utilization rating483 of 58649 of 52

Financial ratios

Funding ratiosMedian % for
all ministries in
MW database
Return on fundraising efforts Return on fundraising efforts =
Fundraising expense /
Total contributions
Fundraising cost ratio Fundraising cost ratio =
Fundraising expense /
Total revenue
Contributions reliance Contributions reliance =
Total contributions /
Total revenue
Fundraising expense ratio Fundraising expense ratio =
Fundraising expense /
Total expenses
Other revenue reliance Other revenue reliance =
Total other revenue /
Total revenue
Operating ratiosMedian % for
all ministries in
MW database
Program expense ratio Program expense ratio =
Program services /
Total expenses
Spending ratio Spending ratio =
Total expenses /
Total revenue
Program output ratio Program output ratio =
Program services /
Total revenue
Savings ratio Savings ratio =
Surplus (deficit) /
Total revenue
Reserve accumulation rate Reserve accumulation rate =
Surplus (deficit) /
Net assets
General and admin ratio General and admin ratio =
Management and general expense /
Total expenses
Investing ratiosMedian measure
for all ministries
in MW database
Total asset turnover Total asset turnover =
Total expenses /
Total assets
Degree of long-term investment Degree of long-term investment =
Total assets /
Total current assets
Current asset turnover Current asset turnover =
Total expenses /
Total current assets
Liquidity ratiosMedian measure
for all ministries
in MW database
Current ratio Current ratio =
Total current assets /
Total current liabilities
Current liabilities ratio Current liabilities ratio =
Total current liabilities /
Total current assets
Liquid reserve level Liquid reserve level =
(Total current assets -
Total current liabilities) /
(Total expenses / 12)
Solvency ratiosMedian % for
all ministries in
MW database
Liabilities ratio Liabilities ratio =
Total liabilities /
Total assets
Debt ratio Debt ratio =
Debt /
Total assets
Reserve coverage ratio Reserve coverage ratio =
Net assets /
Total expenses


Balance sheet
Receivables, inventories, prepaids$680,711$760,686$993,269$882,317$1,084,249
Short-term investments$100,717$100,438$100,187$251,784$451,522
Other current assets$0$0$0$0$0
Total current assets$2,455,483$2,754,693$3,330,717$5,292,578$4,107,358
Long-term investments$0$0$0$0$0
Fixed assets$19,682,306$16,987,252$7,083,462$3,245,546$3,788,857
Other long-term assets$0$0$0$45,090$201,541
Total long-term assets$19,682,306$16,987,252$7,083,462$3,290,636$3,990,398
Total assets$22,137,789$19,741,945$10,414,179$8,583,214$8,097,756
Payables and accrued expenses$2,361,094$3,544,359$2,827,233$2,029,260$2,146,812
Other current liabilities$806,981$30,919$15,309$46,830$104,705
Total current liabilities$3,168,075$3,575,278$2,842,542$2,076,090$2,251,517
Due to (from) affiliates$0$0$0$0$0
Other long-term liabilities$0$0$21,334$1,557$23,008
Total long-term liabilities$13,002,059$9,836,731$1,563,176$1,557$23,008
Total liabilities$16,170,134$13,412,009$4,405,718$2,077,647$2,274,525
Net assets20172016201520142013
Temporarily restricted$296,395$2,784,856$2,702,305$2,583,122$622,023
Permanently restricted$84,126$84,126$84,126$84,126$84,126
Net assets$5,967,655$6,329,936$6,008,461$6,505,567$5,823,231
Revenues and expenses
Total contributions$21,428,558$22,507,590$19,574,805$21,307,147$24,386,361
Program service revenue$827,548$1,409,109$964,765$1,463,508$1,749,959
Membership dues$0$0$0$0$0
Investment income$288$251$432$451$16,409
Other revenue$0$0$0$0$0
Total other revenue$827,836$1,409,360$965,197$1,463,959$1,766,368
Total revenue$22,256,394$23,916,950$20,540,002$22,771,106$26,152,729
Program services$18,893,349$19,983,071$18,279,215$18,221,790$19,738,176
Management and general$2,356,850$2,197,908$1,857,661$1,501,102$2,104,094
Total expenses$22,618,675$23,595,475$21,037,108$20,558,804$23,477,609
Change in net assets20172016201520142013
Surplus (deficit)($362,281)$321,475($497,106)$2,212,302$2,675,120
Other changes in net assets$0$0$0$0$0
Total change in net assets($362,281)$321,475($497,106)$2,212,302$2,675,120

Response from ministry

No response has been provided by this ministry.


Christian Research Associates, a California nonprofit organization was interested in starting a radio broadcast. The idea was to establish a broadcast by radio messages of respected Christian speakers about experiencing and living the Christian life, and how a personal relationship with the Lord Jesus Christ and a good understanding of Biblical principles can and should benefit one's life. The Organization was to provide free Christian counseling services to radio listeners requesting counseling by phone or letter.

The intention was to broadcast a 30-minute program, five days a week, on as many radio stations as possible in the United States. It was to mail, free of charge, outlines or study guides of future programs to radio listeners on the Organization's mailing list as requested and sell cassette tapes of messages to those who request tapes.

In 1979, the radio ministry of Insight for Living was born, beginning on just a handful of stations.

In 1995, the Insight for Living board of directors passed a resolution to expand IFL's international outreach over the next five years into as many as ten new languages - giving IFL a tool to reach about 60 percent of the world population.

Though the scale of IFL's ministry has grown to global proportions, the emphasis of its ministry has not changed. We are still "committed to excellence in communicating biblical truth and its application."

Program accomplishments

Insight for Living express its accomplishments as:

Producing 30 minute daily broadcast which airs almost 1450 times daily in 8 languages. Along with broadcasting messages from God's Word, Insight for also supports its listeners in their personal and spiritual growth through Christian resources and services.

One of the newest accomplishments to the broadcast is Chuck Swindolls own Paws & Tales, a weekly children's radio drama, is presented by Insight for Living and teaches biblical principles in a way that is both entertaining and life changing. Through story and song, each Paws & Tales episode serves up a cast of lovable animal characters who experience exciting adventures whilelearning important lessons to which kids of all ages can relate.